3 Phases of Retirement Planning

Wealth Accumulation

  • Grounded in long-term fundamentals with adjustments for today’s markets, we utilize a tax-efficient, balanced approach based on your available resources, liquidity needs, and risk comfort level.  We’d like to help you make sense of the markets with realistic conversations about what’s been going on out there- good and bad- and how it affects you.  We believe the best possible experience includes discussing smart strategies for a new reality, preparing your portfolio for the unexpected and straight talk on investment risks and costs.

Wealth Distribution

  • Financial security includes making sure you never run out of money.  We’d like to help you make sure you can afford to maintain your lifestyle no matter how long you live.  How, and when, and where you access a portfolio for income in retirement can make or break your nest egg.  As our clients plan to spend accumulated wealth and supplement fixed retirement sources, we are there every step of the way.

Wealth Transfer

  • We believe that you’ve worked hard for what you have.  As the tax and legal landscapes continually become more complex, our clients find value in having a team with expertise in transitioning wealth and retirement income generation while living or at death.